What is covered by standard homeowners insurance?

Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses. 

 A standard policy will not pay for damage caused by a flood, earthquake or routine wear and tear.

Diamond Insurance strives to educate our customers with as much information as possible.  For more information about standard homeowners insurance.

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